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Life Insurance

Life insurance protects you and your family in the event of death, during the policy term. The policy provides your nomintated beneficiaries with a tax free lump sum payment which can help towards covering mortgage re-payments, bills, debts and family living expenses.

Cover amount

Our RSC advisor will discuss and understand your commitments and income to devise the most suitable cover for you.

The amount you pay in premiums, either monthly or annually will vary depending upon:

  • Your age, occupation and lifestyle (e.g. health and smoker status)
  • The sum assured
  • The length or term of the policy

 

Level term

Level Term Insurance will give you the same amount of cover throughout the life of the policy and pay out that amount if you make a claim.

Decreasing term

Decreasing Term Insurance will decrease over the term, usually to match the decreasing balance on a repayment mortgage, and pay out the current amount when a valid claim is made.

 

Get in Touch

Speak to one of our dedicated team of advisors to discuss your options.

Contact Us
Critical Illness

Critical Illness

Provides financial help if you are diagnosed with a critical illness

Critical Illness
Income Protection

Income Protection

Provides you with a regular income if you can’t work

Income Protection
Trusts

Trusts

Rest assured your assets are distributed correctly

Trusts

YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

If we arrange a mortgage on a property from one of our associated new homes developers we will waive our fee, otherwise there may be a fee for mortgage advice. The actual amount you pay is dependent upon the amount of research and administration that is required and a typical fee is £295 which would become payable on application. We will also receive commission from the lender in addition to any fees you pay.