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Critical Illness Cover

Critical illness cover provides a lump sum if you die or are diagnosed with a critical illness within the policy term, as long as your critical illness is one of those specified in the policy.

Cancer accounts for more than a quarter (28%) of all deaths in the UK

Heart and circulatory diseases cause more than a quarter (27 per cent) of all deaths in the UK; that's nearly 170,000 deaths each year – Cancer Research July 2018

Serious illness like cancer and heart disease can cause a huge amount of uncertainty for many people across the UK. With this in mind, we are here to help provide you with the most suitable cover that helps not just you but also your loved ones.

If diagnosed with a critical illness your cover will help towards providing funds to help you repay your mortgage and other debts and bills until you can work again. Alternatively, the policy proceeds could be used to pay any additional care costs that may be incurred as a result of the illness.

There are many different types of cover available and your financial advisor will help explain these and answer any questions you may have. You will be provided with a free personal consultation and all relevant documentation to help you make informed decisions from our recommendations. 

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Speak to one of our dedicated team of advisors to discuss your options.

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If we arrange a mortgage on a property from one of our associated new homes developers we will waive our fee, otherwise there may be a fee for mortgage advice. The actual amount you pay is dependent upon the amount of research and administration that is required and a typical fee is £295 which would become payable on application. We will also receive commission from the lender in addition to any fees you pay.